Which are the SECURE payment methods?

- Credit Cards

- Bank Transfer, both traditional and online

- Payments via Paypal

Why are they secure?

These methods, taken into account, require strong guarantees and a whole series of data of the person who uses them; it’s not easy to open a fake bank account, even less regarding Paypal.

Credit Cards

The main payment method for online transactions is definitely the credit card, which guarantees practicality, security and effectiveness. The payment method via credit card requires the customer to send to the storekeeper, filling in an interactive Web page, the details of his credit card. The trader provides the data to the bank starting a verification and credit procedure similar to the one applied to the POS presentin many stores. The main advantage in the use of the credit card is the immediacy: the majority of Internet users are credit cards holders and they only need to enter the number and the expiry date to conclude the transaction.

Bank Transfer

To complete the transaction, the website of the storekeeper gives the bank details to which the amount of the goods has to be transferred. Once the transfer (or the proof of payment given by the customer) is received, the traderships the goods. In this case, the problem is the technical time for making the transfer. However, thanks to the new Web Banking techniques, the customer can place the online order, connect to the bank’s website and make the transfer and, immediately after, send the electronic receipt to the storekeeper.  

PayPal

PayPal is the company of the Ebay group which allows anyone with an email address to send or receive online payments in an easy, fast and secure way.  The functioning of Paypal is very similar to that of a common bank account; once you open an account you can send or receive money, make online payments. The PayPal payments on the website are:

Easy. The configuration of the website takes a few minutes.

Safe. The new fraud protection systems allow the trader to carry out his business safely.

Complete. The storekeeper does not need a gateway or a separate merchantaccount. His customers do not need a PayPal account.